In Marksman, there is no interest rate cap applied to Rural Development (RD) loans. The cap that should be applied is the current Fannie Mae yield for 90-day delivery (actual/actual) for 30-year fixed rate conventional loans (found at https://www.fanniemae.com/singlefamily/historical-daily-required-net-yields), rounded up to the nearest one-quarter of 1 percent, plus 100 basis points (1.00 percentage point).
|Revenue or Retention?||Retention|
|Impact to Existing Customers|
|Business Value||3 - Important to moderate number, moderate impact on brand, moderate competitive advantage|
|Urgency||2 - Minimally time constrained|